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Home and Contents Insurance
Protect your home, possessions and lifestyle with tailored Home and Contents Insurance that suits your needs and budget.
Choosing the Right Home and Contents Cover
There are different levels of cover available when insuring your home and contents, including Defined Events and Accidental Damage cover. We can explain the options available and help you choose cover suited to your home, possessions and lifestyle.
Defined Event Cover
A Defined Event policy provides cover for loss or damage caused by events specifically listed in the policy.
Depending on the insurer and policy selected, these events may include fire, storm, lightning, earthquake, theft, flood, explosion and malicious damage. Additional or optional benefits may also be available.
Accidental Damage Cover
Accidental Damage Insurance generally provides broader protection by covering accidental loss or damage in addition to specified insured events.
For example, it may provide cover if you accidentally damage your home or contents through an unexpected mishap.
Cover may also be available for certain contents and personal belongings while away from your home or when travelling within Australia.
The cover provided varies between insurers and is subject to the terms, conditions, limits and exclusions of the policy.
What These Policies May Cover
Fire, explosion and lightning damage
Storm, cyclone, rainwater, hail and wind
Earthquake
Theft and damage caused during a robbery
Flood
Food spoilage
Liquid escaping from pipes, gutters, tanks or drains
Malicious damage
Riots, war or civil commotion
Accidental loss or damage
Contents cover Australia-wide
With extensive experience placing Domestic Insurance, Maxton Insurance Brokers will find competitively priced Home and Contents cover tailored to your needs - and if you ever need to claim, our friendly team manages the whole process for you. Contact us today to get started.