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Business Property Insurance
Protecting your physical assets, premises and operations - covering everything from buildings and stock to equipment and business interruption costs.
Protecting Your Assets, Premises and Operations
One of your key roles as a business owner is ensuring your company's risks are well managed. Your physical assets - including buildings, equipment, stock and contents - can represent a significant investment that needs protecting.
Maxton Insurance Brokers has extensive experience arranging Business Property Insurance for a diverse range of businesses. We take the time to understand your operations and industry so we can help you arrange an insurance program suited to your business needs.
Why Business Property Insurance Matters
Every business relies on physical assets to operate. Whether it's the premises you trade from, the equipment you use, the stock you hold or the fixtures and fittings that make your space functional, damage, theft or loss of these assets can significantly disrupt your operations.
A fire, flood, break-in or equipment failure can have consequences that extend beyond the immediate damage. Lost trading time, relocation costs, supply chain disruption and customer impact can all add to the problem.
The right Business Property Insurance can help protect your business and support your recovery following an insured event, subject to the terms, conditions, limits and exclusions of the policy.
Understanding Your Coverage Options
What May Be Included in Your Policy:
Buildings - protection for owned premises against damage or destruction
Fixtures and fittings - cover for permanent installations and fit-outs
Contents and stock - protection for inventory, furniture and business contents
Machinery breakdown - cover for mechanical and electrical equipment failure
Electronic equipment - protection for computers, technology and specialist electronics
Theft - cover for stolen property and break-in damage
Glass breakage - protection for shopfronts, windows and glass features
Business interruption - cover for lost profits during recovery periods
Relocation costs - expenses associated with temporary premises
Loss of profits - protection against income loss following an insured event