Understanding the fundamentals of a business and protecting its necessities is essential. We consider factors including material damage, loss of profits, theft, liability, machinery breakdown, electronic equipment, glass breakage and more.
This protects your business legal liability to third parties in the event of property damage, bodily injury or death. With a liability claim you may not be negligent and therefore this policy extends to cover legal expenses to defend you.
Some occupations that we can assist in but not limited to
In many instances, an office space is the heart of a business itself. We carefully consider factors including fire, material damage, theft, business interruption and relocation costs as well as fixtures and fittings.
We can insure one vehicle or a fleet of vehicles, be it for private use, business or commercial.
We can insure your vehicle for private use/commercial/business use.
We can offer you different levels of cover as follows:
For companies or individuals who are providing professional advice, this policy protects you where you are found liable for a financial loss from a third party which has arisen from your service and advice. In todays’ over litigating space it can be a crucial part of your insurance protection.
Managers carry specific responsibilities in the every day management of a business or company that makes them personally liable for any alleged or actual wrongdoing. We offer comprehensive coverage options to protect directors, officers and the company itself from the vulnerabilities relating to managing a business or company. Management liability insurance coverage extends to
We provide peace of mind when it comes to protecting your home and its contents – we understand that it is a place of safety families and friends, full of valuable items. With an extensive range of cover options available, we can tailor a policy specific to our clients’ needs and lifestyle, from a “Defined Event” Policy which protects for fire, explosions, lightning, theft from the home, fusion, impact, earthquake, flood, food spoilage. Alternatively we can offer you a more extensive policy being an “Accident Damage” which includes all of the options in the Defined Events policy but extends to cover accidental loss or damage and including contents cover, Australia wide.
We know that damage to an investment property can be very costly. Our Landlord Insurance offers complete cover for property, landlord fixtures and fittings and/or contents, and also extends to cover fixtures and fittings, malicious damage, rent default & loss of rent, vandalism caused by tenants, and liability cover.
Whether travelling for business or pleasure, it’s important to ensure personal belongings and wellbeing are well covered to avoid expensive, unpleasant surprises. We offer options including 24/7 emergency assist, loss of baggage, cancellation of flights and accommodation, unlimited medical expenses, personal liability and stolen possessions.
There are many risks related to construction, and we can provide the comprehensive cover needed to manage the hazards that naturally arise from construction projects. We can provide protection for material damage; provide legal liability for property damage and/or personal liability and include existing properties. Importantly, we can tailor a policy for single projects or annual contract works.
Tradesmen are always out and about on site so it’s important that their wellbeing and their business and tools are protected. We design packages to cover your Tools, Public Liability, Personal Accident and Vehicles.
This policy is aimed at organisations with higher asset value, from $5 million. It can cover multiple situations and different business activities under one policy. We work with you to develop policy that provide comprehensive cover to protect you from damage and consequential loss to your assets, such as your buildings, plant and machinery, contents, stock & flood.