Steadfast Life

Maxton Insurance Brokers are partners with specialist life insurance broker, Steadfast Life.

Steadfast Life have extensive knowledge and experience in advising clients for personal protection for families, advice for SMEs and solutions for large national corporate clients.

If you require Life, Income Protection, Trauma and Total and Permanent Disability (TPD) cover, Steadfast Life can arrange this for you.

Getting the right advice for your circumstances is so important to ensure you and your family are protected financially in the event of death or serious illness.

No one likes having conversations about these matters because it’s unpleasant contemplating the potential of such significant and devastasting losess in our lives.

And while we know it’s hard and most people want to avoid it, we know how valuable this type of insurance cover can be when something untoward happens.

Steadfast Life is fully accredited by ASIC as a Licensee in respect of Life and Risk Insurance Products (AFSL 421904).

Life Insurance for Businesses

All businesses rely on key people. Whether they’re owners, executives or specialist employees, these people provide the capital, generate the revenue, and ultimately create profit for the future.

In any business, particularly SMEs, unplanned events such as the sudden death, illness or disablement of key stakeholders, can severely impact the business financially.

Areas of Business Insurance include:

Keyperson Insurance

Keyperson Insurance is a critical component of any comprehensive business insurance plan. It is designed to protect against the financial consequences associated with unexpected death or disability of key personnel. Keyperson Insurance provides funds to replace lost revenue to keep a business financially stable and if need be, to fund replacing the key employee.

Buy-Sell Insurance (or Partnership Insurance)

Buy/Sell Insurance is a funding mechanism that provides funds to purchase equity from a departing co-owner as a result of death, permanent disability or major critical illness. A buy/sell agreement is a legal contract that enables remaining owners to quickly and efficiently acquire the departing owner’s share and continue running the business with minimal disruption. Having such an agreement, provides certainty at a time of potential major disruption.

Guarantor Protection Insurance

Business Loan Protection Insurance is a form of business insurance enabling a director/guarantor to be fully repaid upon the occurrence of an insured event such as death, trauma or total disability.

Business Expenses Insurance

Business Expenses Insurance is similar to Income Protection but tailored for small business owners to cover the ongoing costs of running a business. The policy pays a monthly benefit (for up to 2 years) to cover the business overheads such as rent, electricity and the salary of select employees, if a business owner suffers an illness or injury and is unable to work.

Please contact us 08 8363 0202 or email admin@maxton.com.au and let us know if you’d like us to put you in touch with life insurance specialists who can look after your needs.

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