Maxton's Insight's & Information

Do I Need Insurance as a Sole Trader? Starting your own business as a sole trader can be an exciting step. You have control over how you work, who you work with and how you grow your business. But being your own boss also means you’re personally responsible for the risks that come with running the business. Unlike a company

Protecting the Equipment You Rely On For many professionals in Adelaide, their tools and equipment are essential to earning an income. What This Cover Is For General property insurance protects portable items such as: Against risks including: Why It’s Important Portable equipment is exposed to risk almost constantly, particularly for those working across multiple locations. Minimising Downtime The right policy

Cover Designed for Tradespeople Tradespeople working across Adelaide face a range of day-to-day risks — from job site incidents to equipment loss. What Trade Insurance Covers Typical policies include: Where Issues Arise It’s common for gaps in cover to only become clear when a claim is made — particularly around exclusions or coverage limits. Supporting Your Business The right cover

Cover for Airbnb and Holiday Rentals Short-term rentals have become increasingly common across Adelaide and South Australia, but they carry different risks compared to traditional tenancies. Why Standard Insurance May Not Be Enough Traditional landlord policies may not fully cover: What Specialist Cover Provides Short-term rental insurance can include: Aligning Cover with Risk If your property is used for short-term

Protection for Health Professionals Healthcare professionals in South Australia operate in environments where even small issues can escalate into formal complaints or claims. What This Cover Includes Medical indemnity insurance generally covers: For many professions, appropriate cover is also a requirement to practise. Why It Matters Even when a claim is unfounded, the cost and complexity of defending it can

Protecting Your Vessel and Time on the Water Owning a boat comes with both enjoyment and responsibility. Across South Australia, conditions on the water can change quickly, and incidents do occur. What’s Typically Covered Policies may include: Where Gaps Can Occur Coverage often depends on how and where the vessel is used, which can lead to misunderstandings at claim time.