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Accident & Illness Insurance
Protect your income with 24/7 worldwide cover that pays out if injury or illness stops you from working.
Why Income Protection Matters
Imagine being unable to work because of an illness or injury. For a sole operator, builder, contractor or sub-contractor, time away from work can have a significant financial impact.
Accident and Illness Insurance can provide financial support if an illness or accidental injury prevents you from working, helping you manage your regular financial commitments while you recover.
Accident & Illness Cover
Accident and Illness Insurance is a type of general insurance designed to provide an agreed benefit if you are unable to work due to a covered illness or injury.
The benefits available, waiting periods and length of cover will depend on the policy selected and your individual circumstances.
Cover That Fits Your Lifestyle
Depending on the policy selected, cover may apply 24 hours a day, 7 days a week, whether you are at work or taking part in everyday activities and leisure pursuits. Some policies may also provide cover while travelling overseas.
Cover varies between insurers and policies and is subject to the applicable terms, conditions, limits and exclusions. Certain occupations, activities, medical conditions or overseas destinations may not be covered.
What This Policy Covers
Loss of income due to injury or illness
Cover for sole operators, builders, contractors and sub-contractors
Protection both on and off the job
Sporting and recreational activity cover
Travel and holiday cover
24-hour, 7-day worldwide protection
Lump sum or weekly benefit options (depending on policy)
Your ability to earn an income is one of your most valuable assets - and protecting it should never be left to chance. Contact Maxton Insurance Brokers today and we'll extend our expertise to make sure you have the cover you need to protect your livelihood and lifestyle.